RECONFIGURING HOSPITALITY FINANCE THROUGH FINTECH: THE STRATEGIC ROLE OF PAYMENT GATEWAYS IN REVENUE OPTIMIZATION AND COST EFFICIENCY IN IKEJA LOCAL GOVERNMENT AREA, LAGOS STATE. ABUJA INTERNATIONAL JOURNAL OF BANKING, FINANCE AND DEVELOPMENT, [S. l.], v. 1, n. 1, 2026. Disponível em: https://abujaijbfdjournal.com.ng/index.php/home/article/view/17.. Acesso em: 21 oct. 2026.