2026. DIGITAL CREDIT ALGORITHMS AND AGRIPRENEURS’ ACCESS TO FINANCE IN SUB-SAHARAN AFRICA: EVALUATING MOBILE MONEY TRANSACTION HISTORIES AS COLLATERAL SUBSTITUTES. ABUJA INTERNATIONAL JOURNAL OF BANKING, FINANCE AND DEVELOPMENT. 2, 1 (Jul. 2026). DOI:https://doi.org/10.70118/tznxmy39.